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Lincoln MKZ Car Insurance
How much does car insurance cost for your Lincoln Mkz? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Mkz
What is the Average Cost to Insure a Lincoln Mkz?
Lincoln Mkz
How much does car insurance cost for Lincoln Mkz? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Lincoln Mkz below.
Lincoln Mkz Insurance Model Year by Age Group
The price you pay to insure your Lincoln Mkz can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2020 | N/A | $246.52 / mo | $157.62 / mo | $429.06 / mo | $278.60 / mo | $192.79 / mo |
| 2019 | $238.13 / mo | $172.08 / mo | $147.71 / mo | $182.31 / mo | $184.19 / mo | $231.90 / mo |
| 2018 | N/A | $360.19 / mo | $208.22 / mo | $142.81 / mo | $223.39 / mo | $206.21 / mo |
| 2017 | $176.18 / mo | $278.78 / mo | $205.63 / mo | $169.32 / mo | $173.12 / mo | $188.58 / mo |
| 2016 | $256.70 / mo | $239.84 / mo | $200.37 / mo | $151.28 / mo | $146.46 / mo | $156.69 / mo |
| 2015 | $302.54 / mo | $226.51 / mo | $163.96 / mo | $170.65 / mo | $120.93 / mo | $184.53 / mo |
| 2014 | $199.27 / mo | $179.00 / mo | $137.82 / mo | $137.13 / mo | $207.01 / mo | $212.75 / mo |
| 2013 | $487.76 / mo | $222.98 / mo | $164.31 / mo | $183.58 / mo | $124.88 / mo | $169.04 / mo |
| 2012 | $263.50 / mo | $297.24 / mo | $191.01 / mo | $123.49 / mo | $121.21 / mo | $147.63 / mo |
| 2011 | $225.68 / mo | $145.41 / mo | $138.45 / mo | $169.81 / mo | $120.41 / mo | $147.50 / mo |
| 2010 | $451.64 / mo | $143.73 / mo | $125.88 / mo | $147.88 / mo | $134.13 / mo | $102.53 / mo |
2020 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $884.00 / year |
| Buckeye Insurance Group | $1,008.00 / year |
| Mercury Insurance | $1,105.00 / year |
| Mercury Insurance Company | $1,273.00 / year |
| Direct Auto | $1,414.00 / year |
| American Family | $1,476.00 / year |
| SECURA Insurance | $1,508.00 / year |
| Texas Farm Bureau Group | $1,584.00 / year |
| New Jersey Manufacturers | $1,660.00 / year |
| Southern Farm Bureau | $1,719.00 / year |
2020 Lincoln Mkz Insurance
Average Cost to Insure
$1,673.03 / year
Cheapest Rate
$884.00 / year Safeco
Available Trims
RESERVE 4dr SEDAN (6cyl)
2019 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $211.00 / year |
| Mercury Insurance | $793.00 / year |
| Dairyland FR Bond | $849.00 / year |
| Texas Farm Bureau Group | $876.00 / year |
| NatGen PPA | $888.00 / year |
| West Bend Mutual | $1,029.00 / year |
| Farm Bureau Mutual (IA Group) | $1,065.00 / year |
| Virginia Farm Bureau | $1,085.00 / year |
| Western National | $1,094.00 / year |
| New Jersey Manufacturers | $1,237.00 / year |
2019 Lincoln Mkz Insurance
Average Cost to Insure
$931.30 / year
Cheapest Rate
$211.00 / year Safeco
Available Trims
RESERVE I 4dr SEDAN (4cyl)
2018 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $282.00 / year |
| Buckeye Insurance Group | $540.00 / year |
| National General Value | $767.00 / year |
| Mercury Insurance | $779.00 / year |
| Ohio Mutual Ins Group | $1,083.00 / year |
| Mutual Of Enumclaw | $1,191.00 / year |
| NatGen Value | $1,193.00 / year |
| Farm Bureau Mutual (IA Group) | $1,382.00 / year |
| SECURA Insurance | $1,390.00 / year |
| Plymouth Rock | $1,401.00 / year |
2018 Lincoln Mkz Insurance
Average Cost to Insure
$749.90 / year
Cheapest Rate
$282.00 / year Safeco
Available Trims
BLACK LABEL 4dr SEDAN (6cyl)
2017 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $119.00 / year |
| AssuranceAmerica | $574.00 / year |
| American National P | $578.00 / year |
| Safety Group | $888.00 / year |
| Utica National Ins Group | $909.00 / year |
| Arbella Insurance Group | $1,128.00 / year |
| Titan | $1,183.00 / year |
| Mercury Insurance | $1,183.00 / year |
| Capital Insurance Group | $1,222.00 / year |
| Virginia Farm Bureau | $1,242.00 / year |
2017 Lincoln Mkz Insurance
Average Cost to Insure
$609.90 / year
Cheapest Rate
$119.00 / year Safeco
Available Trims
BLACK LABEL 4dr SEDAN (6cyl)
2016 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $150.00 / year |
| Mercury Insurance | $287.00 / year |
| NatGen Custom 360 | $545.00 / year |
| Concord Group | $645.00 / year |
| Dairyland Broadform | $859.00 / year |
| Indiana Farmers Mutual Ins | $882.00 / year |
| Countryway Insurance | $929.00 / year |
| AssuranceAmerica Mobile Max | $970.00 / year |
| Dairyland FR Bond | $1,011.00 / year |
| Buckeye Insurance Group | $1,057.00 / year |
2016 Lincoln Mkz Insurance
Average Cost to Insure
$861.97 / year
Cheapest Rate
$150.00 / year Safeco
Available Trims
HYBRID 4dr SEDAN (4cyl)
2015 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $166.00 / year |
| Mercury Insurance | $497.00 / year |
| NatGen Custom 360 | $697.00 / year |
| Concord Group | $797.00 / year |
| Kemper Auto | $804.00 / year |
| Countryway Insurance | $873.00 / year |
| American National P | $914.00 / year |
| SECURA Insurance | $1,030.00 / year |
| Buckeye Insurance Group | $1,119.00 / year |
| Indiana Farmers Mutual Ins | $1,125.00 / year |
2015 Lincoln Mkz Insurance
Average Cost to Insure
$907.03 / year
Cheapest Rate
$166.00 / year Safeco
Available Trims
HYBRID 4dr SEDAN (4cyl)
2014 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $187.00 / year |
| NatGen Value | $300.00 / year |
| New York Central Mutual Fire | $654.00 / year |
| NatGen Custom 360 | $829.00 / year |
| Mercury Insurance | $836.00 / year |
| SECURA Insurance | $899.00 / year |
| Kemper Auto | $949.00 / year |
| North Carolina Farm Bureau | $1,025.00 / year |
| NatGen PPA | $1,126.00 / year |
| Texas Farm Bureau Group | $1,176.00 / year |
2014 Lincoln Mkz Insurance
Average Cost to Insure
$624.90 / year
Cheapest Rate
$187.00 / year Safeco
Available Trims
HYBRID 4dr SEDAN (4cyl)
2013 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $79.00 / year |
| Safeco | $90.00 / year |
| NatGen Custom 360 | $191.00 / year |
| Dairyland FR Bond | $580.00 / year |
| American National P | $671.00 / year |
| SECURA Insurance | $771.00 / year |
| Dairyland Broadform | $777.00 / year |
| Pekin Insurance | $830.00 / year |
| Kemper Personal Insurance | $833.00 / year |
| SafeAuto | $1,014.00 / year |
2013 Lincoln Mkz Insurance
Average Cost to Insure
$821.73 / year
Cheapest Rate
$79.00 / year Mercury Insurance
Available Trims
HYBRID 4dr SEDAN (4cyl)
2012 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| AssuranceAmerica Mobile Max | $520.00 / year |
| Safeco | $538.00 / year |
| Mercury Insurance | $593.00 / year |
| American National P | $678.00 / year |
| Kemper Auto | Infinity | $682.00 / year |
| Kemper Auto Premier | $683.00 / year |
| Capital Insurance Group | $765.00 / year |
| Indiana Farmers Mutual Ins | $801.00 / year |
| IMT Insurance Company | $873.00 / year |
| PEMCO | $921.00 / year |
2012 Lincoln Mkz Insurance
Average Cost to Insure
$671.60 / year
Cheapest Rate
$520.00 / year AssuranceAmerica Mobile Max
Available Trims
HYBRID 4dr SEDAN (4cyl)
2011 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $148.00 / year |
| Mercury Insurance | $387.00 / year |
| Kemper Auto | Infinity | $437.00 / year |
| New York Central Mutual Fire | $456.00 / year |
| NatGen Value | $754.00 / year |
| SECURA Insurance | $770.00 / year |
| Plymouth Rock Assurance | $795.00 / year |
| Arbella Insurance Group | $834.00 / year |
| American National P | $842.00 / year |
| Buckeye Insurance Group | $867.00 / year |
2011 Lincoln Mkz Insurance
Average Cost to Insure
$395.97 / year
Cheapest Rate
$148.00 / year Safeco
Available Trims
HYBRID 4dr SEDAN (4cyl)
2010 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $71.00 / year |
| Kemper Personal Insurance | $464.00 / year |
| Kemper Auto Premier | $486.00 / year |
| Clearcover | $508.00 / year |
| American National P | $524.00 / year |
| Mercury Insurance Company | $528.00 / year |
| SECURA Insurance | $721.00 / year |
| Dairyland Broadform | $740.00 / year |
| Pekin Insurance | $745.00 / year |
| Rockford Mutual Insurance | $848.00 / year |
2010 Lincoln Mkz Insurance
Average Cost to Insure
$556.87 / year
Cheapest Rate
$71.00 / year Safeco
Available Trims
4dr SEDAN (6cyl)
Compare Mkz to other Lincoln Models
Wondering how the Mkz compares to other Lincoln Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
